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We must not forget the bank of Gran & Grandad!

We regularly hear and see comments about the role of the ‘Bank of Mum and Dad’. This comes as no surprise as many who already retired are now in a position to provide additional funds for their children…and many are happy to do so as they can see the benefits of the money and the [...]

By |December 8th, 2016|News|Comments Off on We must not forget the bank of Gran & Grandad!

Should interest rates be a client’s no.1 priority?

When discussing Lifetime Mortgages, on almost every meeting with clients, the first question they ask is, what is the interest rate? There is no doubt the interest rate charged is very important as this provides an indication of how the long-term loan will build up. But it is only one of the aspects we need [...]

By |November 24th, 2016|News|Comments Off on Should interest rates be a client’s no.1 priority?

Should Equity Release be the ‘last resort’?

There have been made changes in Equity Release since I arranged my first Lifetime Mortgage with Northern Rock back in 2001. Unfortunately, at that time, the industry was marred with a poor reputation and the idea which has persisted since, is that taking equity release should be seen as a ‘last-resort’, something that should only [...]

By |November 11th, 2016|News|Comments Off on Should Equity Release be the ‘last resort’?

Retirement Freedom Spring 2016 Newsletter

If you’re already aware of Equity Release (which enables you to borrow against the value of your home), then you may also know that this form of borrowing is being increasingly spoken about and viewed as an integral part of the whole retirement planning process. So it’s probably no surprise that 2015 was another record [...]

By |February 23rd, 2016|News|Comments Off on Retirement Freedom Spring 2016 Newsletter

Our client’s response to Andrew Castle’s criticism of equity release

This weekend, The Sunday Times published an article by ex-tennis star Andrew Castle, who criticised 'rip-off' equity release schemes after one cost his elderly relatives £46,000. One of our recent clients has responded to this article, and we share his open letter below discussing his positive experience with Equity Release: Dear Money Editor, You invited comments [...]

By |August 3rd, 2015|News|Comments Off on Our client’s response to Andrew Castle’s criticism of equity release

Myths about Equity Release

Equity release has always drawn mixed reactions with many believing that equity release amounts to tying a financial noose around your neck. However, this is not the case - particularly in the last several years as equity release becomes more and more flexible. Here we de-bunk the top 4 myths: Myth 1. You will have [...]

By |May 29th, 2015|News|Comments Off on Myths about Equity Release

10 reasons to love retirement… with a little help from a lifetime mortgage

#1: You can take time to actually enjoy all the little things in life like taking a walk with your spouse… Walking in the countryside is free however after working up a thirst and burning off those calories what you really need is to stop off at a nice country pub for a few drinks [...]

By |April 15th, 2015|News|0 Comments

Unlock the value of your home

A lifetime mortgage through The Right Equity Release could help you and your family enjoy life. As a homeowner, your property is probably your biggest asset, but have you ever considered releasing some of the tax-free cash tied up in it? Best of all, you can use the cash lump sum however you wish. Whether that might be going on [...]

By |March 5th, 2015|News|0 Comments

Equity Release For Home Improvements

Many mature people live in homes which require improvement or updating but they do not have the necessary funds available to make changes. Replacement windows, complete redecoration, new kitchen, replacement bathroom, adding a conservatory, replace roof, guttering, new carpets and curtains, etc are all typical examples of such requirements. In fact almost anything needed for [...]

By |February 20th, 2015|News|0 Comments

Utilising the equity in your homes for your own benefit

These days, there are a large number of retirees taking advantage of their ‘ski’ pass and utilising the equity in their homes for their own benefit. SKIing – Spending the Kids Inheritance. However, a number of adult children are still living with their parents and perhaps you as parents, are accepting of this situation, but [...]

By |February 11th, 2015|News|0 Comments