About Us

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Do you prefer a personal service from real people?

Trust our Independent Advisors to really get to know your needs

When you’re thinking about making a big decision, especially one that could have such a big impact on the quality of your retirement, it’s important that you:

  • Feel confident and comfortable with your Advisor
  • Receive expert independent advice tailored to your needs
  • Have the complete peace of mind that you are fully protected
  • Never feel forced, pressured or obligated to make a decision
  • Are not asked to pay any up-front fees

 

“ We are delighted with the outcome of our request for Equity Release. The service we received could not be improved on. The amount of time and care we received, is not something we have encountered in any other financial transaction in which we have been involved. We would not hesitate to recommend your company to anyone who wants a complete professional service.”

Mr & Mrs Kirby, Peterborough

 

Big enough to deliver, small enough to care…

  • Friendly, professional service focussed on getting you the best outcome
  • Clear, honest and articulate communication at every stage
  • Independence and experience guaranteed
  • Authorised and Regulated by the Financial Conduct Authority (FCA)
  • Free, no-obligation home visits
  • No up-front fees (you only pay upon completion)
  • On-going support from your personal Equity Release Advisor
  • Nationwide team of Equity Release specialists

 

The Right Equity Release is one big family and every one of our nationwide team cares about supporting you to enjoy the retirement you deserve.

 

To earn our fees we will…

  • Visit you in the comfort of your own home
  • Take the time to understand your individual circumstances and goals
  • Research and assess a wide range of providers to find the best plan for you
  • Take care of all the paperwork and red tape
  • Put you in direct contact with your personal Advisor
  • Provide ongoing support (before, during and after completion)

 

And, at a typical charge of only 1.5% of your total plan or £1295 (whichever is greater) you’ll find our fees highly competitive.

Why Choose The Right Equity Release?

  • UK’s leading independent advisers
  • FREE no-obligation consultation in your own home
  • We research and compare the whole of market
  • We offer specialist advice
  • We have access to exclusive deals, offering the lowest rates on the market
  • We explain how state benefits may be effected, & help you reduce this happening
  • We offer a personal no sale-no fee advice service
  • Authorised and regulated by the Financial Conduct Authority (FCA)

How we operate

We understand that no two clients are the same; which is why we offer free no-obligation home visits, so we can get to know you and tailor our recommendations to your specific requirements.

What happens at your initial equity release meeting?

  • We will arrange a convenient time to visit you in the comfort of your own home. We welcome you to invite your friends and family to this appointment should you wish to involve them in the decision making process.
  • We will ask questions to gain an understanding of your individual circumstances and your aspirations so that we can provide you with the best possible advice.
  • We will advise you of your options with regards to equity release and other considerations such as interest only mortgages and downsizing.
  • We will make a recommendation based on our findings and leave you with this to consider.

Remember, there will be NO pressure and NO obligation to proceed. The decision to take up our recommendation is entirely yours and after your initial meeting you will be given plenty of time to decide.

Our promise is to provide you with independent, free initial equity release advice, enabling you to decide if Equity Release is right for you.

Our specialist advisers will go through a full fact find with you. This will allow them to get to know you and find out what you are looking to achieve, which will enable them to provide the most appropriate advice, including a state benefit analysis, which will show your entitlements to state benefits, as well as inheritance tax implications.

It is important that you are happy with your decision and so we encourage you to consult with family members.

All clients will be advised of our regulatory requirements as required by the Financial Conduct Authority (FCA).

Our advisers will supply you with their personal contact details ensuring you will receive consistent advice from the same adviser throughout the sales process and for the lifetime of the plan.

The Right Equity Release does not charge any up front fees. A fixed fee is only charged on completion of an Equity Release Plan. Typically, this is 1.5% of the total facility or £1295 whichever is the greater.

The lender or reversion company will pay The Right Equity Release a procurement fee (commission) which is retained. All loans are secure against your property.

Meet the Directors

Rob Brennan
Rob BrennanSales & Compliance Director
Rob has 27 years experience in financial services of which the last 16 years has spent focusing exclusively in the equity release market place. A significant aspect of this experience was gained as an equity release adviser with Aviva (Norwich Union pre-merger). Rob was part of the initial roll out of the Aviva equity release product range and therefore is extremely experienced and knowledgeable in relation to the current and past Aviva products. Following employment with Aviva, Rob has worked in a number of independent advice equity release environments, ultimately launching The Right Equity Release.
Lyn Perrett
Lyn PerrettOperations Director
With 35 years experience in financial services sales, sales management and business development, Lyn has attained an enviable track record of success when it comes to business development with not only existing practices, but also new and evolving businesses. Her CV boasts a history of achievements which include running her own successful businesses, to working in and managing departments for major financial services networks. Lyn’s extensive knowledge of “what works today” is very relevant to all businesses, whatever their size.
Martin Wilson
Martin WilsonMarketing Director
Martin has worked in financial services since 1982, achieving over 30 years of industry knowledge. He launched Personal Touch Financial Services, which grew into one of the UK’s largest networks with a turnover in excess of £100 million. Martin brings to The Right Equity Release the expertise of taking a fledgling business and transforming it into a market leading proposition. As a relatively new business, the company from outset has always been financially secure and profitable. The company and directors are very well respected within the industry, this has helped the company to evolve and grow very quickly.

Some of our providers