Equity Release Top Tips & Support Maybe you’ve got your sights set on a luxurious trip around the world, perhaps it’s a shiny new kitchen, a way to support the family or quite simply a comfortable retirement with a few of life’s luxuries. Well, whatever your reason for considering Equity Release, and finding yourself here [...]
Ok so we might not be quite up there with Game of Thrones, the royal baby and oat milk (the next big thing to add to your coffee in 2019) in trending terms but the Equity Release Market has moved up the popularity rankings to it’s highest ever position. Now, while this may not see [...]
Following on from last week’s blog about a retirement place in the sun, I thought I’d have a little snoop around and see where the most popular retirement destinations are right now. So, I was chuffed when I came across International Living’s Global Retirement Index 2019. This comprehensive survey combines good old hard facts and [...]
Thank goodness the sun is shining and the UK is looking so wonderfully sparkly right now, it certainly helps to take the chill out of my post holiday blues. If only we’d booked another week! We all agreed that this would have been a most sensible move and, as we whiled away our last day [...]
How could down-valuation affect my equity release? So, the lifetime mortgage lender doesn’t quite agree with the property valuation for your home. Don’t despair, all is definitely not lost, it’s not all doom and gloom just yet. What it does mean however is that you definitely need a really good equity release adviser on your [...]
Getting cold doesn’t give you a cold, carrots won’t make you see in the dark and saying ‘pineapple’ to someone doesn’t steal their sneeze (latter myth courtesy of my daughter). We’re surrounded by myths all the time, mostly entertaining but often quite confusing. And, despite the fact that things have changed a heck of a [...]
Cast your mind back for a moment. The Power of love is blasting from your radio, Madonna is getting into the groove, you’re experiencing that first sense of entertaining depression that can only be Eastenders, Live Aid love is taking the country by storm. Yes, it’s 1985 and the average UK home costs £35,436*. Now, [...]
Most of us are all too aware of just how difficult it is for youngsters to get their feet on the property ladder these days. And, unfortunately for our children and grandchildren, this doesn’t seem likely to change any time soon. Of course as parents and grandparents we all want to help our loved [...]
It wasn't long ago that equity release was a small, specialised area of the mortgage arena. To be honest, the equity release industry initially took a while to find its feet. It was some time before products were simple to understand, consumer-friendly, offered seriously attractive tax advantage and were – let's face it – trusted. [...]
Traditionally, when couples purchase a property, they do so as ‘Joint Tenants’. When taking out a mortgage, I’m sure that lenders have been happy with that type of arrangement as both clients are then financially liable to ensure the loan or mortgage is repaid. The alternative, ‘Tenants in Common’ has been used where people may [...]
