Myths about Equity Release

Equity release has always drawn mixed reactions with many believing that equity release amounts to tying a financial noose around your neck. However, this is not the case - particularly in the last several years as equity release becomes more and more flexible. Here we de-bunk the top 4 myths: Myth 1. You will have [...]

By |May 29th, 2015|News|Comments Off on Myths about Equity Release

10 reasons to love retirement… with a little help from a lifetime mortgage

#1: You can take time to actually enjoy all the little things in life like taking a walk with your spouse… Walking in the countryside is free however after working up a thirst and burning off those calories what you really need is to stop off at a nice country pub for a few drinks [...]

By |April 15th, 2015|News|0 Comments

Unlock the value of your home

A lifetime mortgage through The Right Equity Release could help you and your family enjoy life. As a homeowner, your property is probably your biggest asset, but have you ever considered releasing some of the tax-free cash tied up in it? Best of all, you can use the cash lump sum however you wish. Whether that might be going on [...]

By |March 5th, 2015|News|0 Comments

Equity Release For Home Improvements

Many mature people live in homes which require improvement or updating but they do not have the necessary funds available to make changes. Replacement windows, complete redecoration, new kitchen, replacement bathroom, adding a conservatory, replace roof, guttering, new carpets and curtains, etc are all typical examples of such requirements. In fact almost anything needed for [...]

By |February 20th, 2015|News|0 Comments

Utilising the equity in your homes for your own benefit

These days, there are a large number of retirees taking advantage of their ‘ski’ pass and utilising the equity in their homes for their own benefit. SKIing – Spending the Kids Inheritance. However, a number of adult children are still living with their parents and perhaps you as parents, are accepting of this situation, but [...]

By |February 11th, 2015|News|0 Comments

Facilities within Equity Release

In my experience as an Equity Release Specialist, I am aware that the following scenarios are not realised as possible within Equity Release – They are! MOVING HOME WITH EQUITY RELEASE Equity Release can be used to enable you to move to another property in retirement. PROTECTING YOUR BENEFICIARIES INHERITANCE You can specify what percentage [...]

By |November 10th, 2014|News|0 Comments

Common Myths about Equity Release

The issue of equity release has always drawn mixed reactions from financial advisers, media and other key stakeholders. There are those who maintain that using equity release amounts to tying a financial noose around your neck. Others are more positive about it and view it as a channel to financial stability in retirement years. For [...]

By |October 14th, 2014|News|0 Comments

House of Lords report suggests Equity Release is the way forward

Several months ago an influential House of Lords select committee published a report called ‘Ready for Ageing?’ which urged the government to focus on Equity Release as a means of helping older people to improve the quality of their lives. Specifically, the report said that it was reasonable to expect those who had made windfall [...]

By |September 16th, 2014|News|0 Comments

One in three expected to still be paying mortgages in their 60s

Recent research carried out by the Post Office shows that one in three UK homeowners are expected to still be paying off their mortgage in their 60s. For homeowners over 55, using an Equity Release Calculator to find out how much cash you could unlock from your home is increasingly becoming a more attractive retirement [...]

By |September 16th, 2014|News|0 Comments

The best kept secret – moving home with Equity Release

A recent client of mine, a 69 year old widowed lady, lived in a £105,000 3 bedroomed semi-detached house with an interest only mortgage of £10,000. She was aware that this had to be paid sooner rather than later.  She also felt her existing property was too big for her needs, and that she would [...]

By |September 12th, 2014|News|0 Comments