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So who owns my property?

Traditionally, when couples purchase a property, they do so as ‘Joint Tenants’. When taking out a mortgage, I’m sure that lenders have been happy with that type of arrangement as both clients are then financially [...]

We must not forget the bank of Gran & Grandad!

We regularly hear and see comments about the role of the ‘Bank of Mum and Dad’. This comes as no surprise as many who already retired are now in a position to provide additional funds [...]

Its now time to seek professional advice.

So you have now decided that you want or need some capital and you feel that one option would be to release the money from your home via an Equity Release plan. You have considered [...]

So, you have now decided to proceed with an equity release plan. So, what’s next?

When asked initially what they’re looking for from their Equity Release plan, most people will tell us how much money they would like to release along with an indication of what they want the money [...]

Equity Release, the two main options.

Although there a number of ways of raising money on your property, perhaps through arranging a conventional mortgage or through down-sizing, you might want to consider using one of the Equity Release options. These are [...]

Equity Release…is this for you?

We’re seeing an increase in the amount information about Equity Release, in Newspapers and advertisements on the TV from providers such as Aviva and Legal & General, but is this something we should be considering, [...]

Our client’s response to Andrew Castle’s criticism of equity release

This weekend, The Sunday Times published an article by ex-tennis star Andrew Castle, who criticised 'rip-off' equity release schemes after one cost his elderly relatives £46,000. One of our recent clients has responded to this article, [...]

Myths about Equity Release

Equity release has always drawn mixed reactions with many believing that equity release amounts to tying a financial noose around your neck. However, this is not the case - particularly in the last several years [...]

10 reasons to love retirement… with a little help from a lifetime mortgage

#1: You can take time to actually enjoy all the little things in life like taking a walk with your spouse… Walking in the countryside is free however after working up a thirst and burning [...]